Florida Contractor Licensing Credit Reports
Need a credit report for a Florida contractor license application or renewal? NACM South Atlantic prepares business and personal credit reports for Florida contractor licensing requirements and submits qualifying personal reports directly to the appropriate licensing agency.
Get the reports you need.
- Business credit reports
- Personal credit reports
- DBPR / CILB licensing requirements
- Public-record research included
- Secure online ordering
- Experienced Florida support
Credit reports prepared for Florida contractor licensing
Florida contractor licensing applications frequently require credit information for the individual applicant, the business being qualified, or both. NACM South Atlantic regularly processes these reports and understands the information required by Florida licensing authorities.
Current Florida Construction Industry Licensing Board requirements call for applicable credit reports to include a FICO-derived credit score and indicate that public records have been searched at the local, state, and federal levels. NACM South Atlantic prepares contractor licensing credit reports with these requirements in mind.
Choose the report your application requires
Many contractor licensing applications require both the applicant’s personal credit report and a business credit report.
Business Credit Report
Credit information prepared for the business entity being qualified.
Personal Credit Report
Personal credit report prepared for contractor licensing and submitted in accordance with licensing requirements.
Business + Personal
Order both reports together when your licensing application requires credit information for both you and the business.
Rush service may be available for an additional $20.
How the service works
Complete the secure request
Tell us which contractor licensing reports you need and provide the information necessary to process your request.
We prepare the credit reports
Our credit reporting staff obtains the appropriate credit information and performs the required public-record research.
Reports are delivered appropriately
Business reports may be provided to you. Personal reports are handled according to credit bureau and licensing restrictions and are submitted directly when required.
Understanding the 660 credit-score requirement
Florida contractor licensing rules use a FICO-derived credit score as part of demonstrating financial stability. A score of 660 or higher generally satisfies the credit-score portion of that requirement, provided other financial-responsibility requirements are also met.
If an applicant’s score is below 660, Florida rules may require completion of an approved 14-hour financial responsibility course.
Florida DBPR requirements specify that qualifying credit reports include
a FICO-derived score and indicate that public records were searched.
State records
Federal records
Florida contractor credit reports are something we do every day
This is a specialized licensing service, not simply an ordinary credit report.
Our staff understands the reporting process and the additional information
licensing authorities expect to see.
Experienced
Our team routinely processes credit reports for Florida contractor licensing applicants.
Responsive
You’ll work with experienced staff who understand the service and can answer questions about your credit-report request.
Secure
Personal and business information is collected through a secure online request process.
Efficient
We attempt to process requests promptly, with same-day service available when circumstances permit.
Why can’t NACM send me a copy of my personal report?
Personal credit reports are subject to consumer credit bureau agreements, privacy requirements, and restrictions concerning how consumer credit information may be distributed.
NACM South Atlantic obtains personal credit information specifically for an authorized licensing purpose. For that reason, we cannot provide the complete personal credit report directly to the applicant.
Florida contractor credit report FAQ
Will I receive a copy of the business credit report?
Will I receive a copy of my personal credit report?
Does Florida require a 660 credit score?
Do the reports include public-record information?
Do I need to submit my DBPR application before ordering the reports?
How quickly will my request be processed?
What if I am unsure which reports I need?
Start your Florida contractor licensing credit report.
Submit your request securely online and our credit reporting team will take it from there.
