National Association of Credit Management
Better credit decisions. Stronger cash flow.
Business credit reports built on real trade payment data, Florida Notice to Owner service, commercial collections and industry credit groups — for the people responsible for getting paid.
Become a Member See How It Works
Questions? Call (407) 299-7491
$15.50
NACM National Trade Credit Report, member rate
$30
Florida Notice to Owner plus postage, member rate
$39.95
RecordingFast™ e-recording plus the county recording fee
21%
Contingency-only commercial collections
How to get started
Start with our most-requested services.
Every account starts with a short application. Here is what happens next for business credit reports and Florida Notice to Owner. More services are below.
Corporate or Full Membership
Business Credit Reports
See how your customers actually pay other suppliers. NACM reports are built from accounts receivable data contributed every month by members like you.
- Apply Submit the membership application.
- Set up data contribution We help you send your monthly A/R aging file.
- Send your first A/R file Your membership begins.
- Log in and order Reports from NACM, Experian and Dun & Bradstreet.
Notice to Owner Membership or Pay-As-You-Go
Florida Notice to Owner
Protect your lien rights on Florida projects. We research, prepare, send and track your Notices to Owner so your team doesn’t have to.
- Apply Choose Notice to Owner Membership or a Pay-As-You-Go Account.
- Account setup We confirm your company details and notice preferences.
- Account established You receive your login.
- Request notices online Track every notice from request to delivery.
Membership options
Choose how you want to start.
Start with a Pay-As-You-Go Account and upgrade any time. Membership pays for itself quickly: Notice to Owner is $30 plus postage for members versus $75 per notice without membership.
Best for credit teams
Corporate Membership
$500/year
Includes NACM National membership Access to nacm.org resources, publications and the national credit network
- Up to five named individuals
- NACM National Trade Credit Report at $15.50
- Account Monitoring and Portfolio Risk Analysis
- Industry Credit Group access
- All Notice to Owner Membership benefits
Data contribution required
For one credit professional
Full Membership
$360/year
Includes NACM National membership Access to nacm.org resources, publications and the national credit network
- One named individual
- NACM National Trade Credit Report at $15.50
- Account Monitoring and Portfolio Risk Analysis
- Industry Credit Group access
- All Notice to Owner Membership benefits
Data contribution required
For the construction industry
Notice to Owner Membership
$260/year
- Notice to Owner at $30 plus postage
- Online forms management
- Waivers, sworn statements and lien forms
- Commercial collections at 21% contingency
Credit reports not included
For occasional needs
Pay-As-You-Go Account
$0/year
- No annual dues
- Florida Notice to Owner at $75 per notice
- Commercial collection services
- Upgrade to membership any time
Credit reports not included
More ways we help
From credit decision to payment.
Commercial Collections
Business-to-business collections on a 21% contingency basis.
Industry Credit Groups
Confidential account discussions with credit professionals in your industry.
RecordingFast™
Electronic recording of lien documents with Florida county clerks.
Contractor License Reports
Credit reports for Florida contractor license applications and renewals.
Account Monitoring
Alerts when something changes on the accounts you have already approved.
Credit Education
NACM certification, courses and Credit Congress.
Why NACM South Atlantic
More than a vendor. A credit-management resource.
- Information Trade payment data contributed by companies extending credit every day.
- Experience A local team that knows Florida construction law and commercial credit.
- Community Industry credit groups and the nationwide NACM network.
- Productivity Online tools that take routine work off your desk.
What members say
Trusted by credit professionals.
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Ready to get started?
Submit your application today, or talk with our team about which option fits your company.


