NACM Credit Tools

Credit Tools

Turn commercial credit information and accounts receivable data into practical tools for monitoring customers, evaluating portfolio risk, and making better credit decisions.

Explore

Tools for Better Credit Decisions

Select a credit tool below to learn more.

Monitor

Account Monitoring

Identify meaningful changes in customer credit activity, including aging balances, public records, bankruptcies, and member-reported credit alerts.

Explore Account Monitoring

Analyze

Portfolio Risk Analysis

Look beyond individual customers to identify risk, dollar exposure, concentrations, and changing conditions across your accounts receivable portfolio.

Explore Portfolio Risk

Contribute

Electronic Data Contribution

Submit monthly accounts receivable aging information electronically to strengthen NACM trade credit data and access additional credit-management tools.

Learn About Data Contribution

Research

New!

Bankruptcy Filing Trends

Explore bankruptcy filing activity and trends using data collected weekly from federal bankruptcy courts across the United States.

See Current Bankruptcy Statistics

Better Information. Better Decisions.

Put your accounts receivable data to work.

Many NACM credit tools become more valuable when members regularly contribute current accounts receivable information.