NACM Credit Tools
Credit Tools
Turn commercial credit information and accounts receivable data into practical tools for monitoring customers, evaluating portfolio risk, and making better credit decisions.
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Tools for Better Credit Decisions
Select a credit tool below to learn more.
Account Monitoring
Identify meaningful changes in customer credit activity, including aging balances, public records, bankruptcies, and member-reported credit alerts.
Portfolio Risk Analysis
Look beyond individual customers to identify risk, dollar exposure, concentrations, and changing conditions across your accounts receivable portfolio.
Electronic Data Contribution
Submit monthly accounts receivable aging information electronically to strengthen NACM trade credit data and access additional credit-management tools.
New!
Bankruptcy Filing Trends
Explore bankruptcy filing activity and trends using data collected weekly from federal bankruptcy courts across the United States.
Better Information. Better Decisions.
Put your accounts receivable data to work.
Many NACM credit tools become more valuable when members regularly contribute current accounts receivable information.


